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Every Diwali, don't we all get the same rush of excitement? That glow of diyas in every corner, the smell of freshly made gujiya and namkeen, rangolis at the doorstep, and of course, the crackers. It's a season that fills our homes and our hearts with joy.
Now, if your home is lighting up this Diwali, is your portfolio lighting up too?
While Diwali isn't just about celebrations, it's also about renewal, balance, and prosperity. The same principles also drive investment growth.
So if you've always thought Diwali is only about sweets, lights, and shopping… think again.
In this blog, we will explore the five financial lessons from Diwali traditions and discover what they can teach us about smarter investing in 2025.
No one could disagree that Diwali is incomplete without cleaning. With all the corners swept, the start of the season (Dhanteras) is with the worship of Lord Dhanvantri and Goddess Lakshmi. Only then we welcome Goddess Lakshmi, inviting wealth and positivity into our homes.
Even in investing, cleaning is a must – not just assets, but investments and portfolio as well.
Just like your storeroom may contain items you haven't used in years, your investments may also be carrying clutter. It could be duplicate funds, underperforming stocks, or assets that no longer align with your goals. Holding onto them only blocks space for better opportunities.
This Diwali, let a “Regular Portfolio Clean-Up Help You Cut Out What's Not Working,”consolidate wisely, and stay focused on your goals. Try trimming down the excess and exiting those that no longer serve your financial goals.
Diwali is all about witnessing rows and rows of glowing diyas, filling every corner with warmth and light. Whether it's welcoming Lord Ram, Maa Sita, and Lakshmanaback to Ayodhya or marking the Pandavas' return from exile, lighting diyas has always meant to push away darkness with a balance of light. And if you dig deep, similar stories are also found in Sikhism and Jainism.
Now, let's flip this to investing.
Imagine placing just one diya in your home. Will it be enough to light up the entire space? Probably not. But try placing diyas in every corner, and suddenly, the whole house will glow evenly.
That's exactly what diversification does in your portfolio.
Instead of depending on one stock, one fund, or one asset class, you “Spread Your Investments Across Equity, Debt, Commodities or even Global Markets.”
In 2025, even if one corner of your portfolio faces "darkness,"the others keep the light shining.
The prime reason why Indians are always excited about Diwali is the beginning of the season with Dhanteras. According to the Puranas, the pot of Amrit (nectar) and Gold was brought up by Lord Dhanvantri and Goddess Lakshmi. Hence, people worship both the entities, alongside Lord Ganesha and Goddess Saraswati, for wisdom and knowledge. And since this day happened on the 13th day (Teras Tithi) in the Krishna Paksha (or Karthik month), it is known as Dhanteras.
And if you notice, we do not end up with 100 utensils or gold coins on that day. Even one is enough to justify the quality, long-term value, and auspiciousness.
Even in investing, the focus must always be "Quality first and not Quantity."
Your portfolio doesn't need to be crowded with dozens of average, low-quality stocks or funds. Even a handful of well-chosen, high-quality assets can manage the market volatility and grow steadily in value.
Patake, hanabi, fireworks (no matter what you call them), one thing is true. The whole world loves watching the night sky light up with dazzling colors. The crackling bursts, the cheers, the sparkle, it's pure magic.
But here's the catch: how long do they last? As fast as you end up reading this section!
That's exactly how some investments behave. They appear glossy, vibrant, and full of promise at first, but often fade quickly.
Now, comparing the same, the steady glow of a diya lasts longer and through the night. In investing, this is the power of long-term compounding assets, such as quality equities, mutual funds or PMS strategies.They may not grab instant attention like firecrackers, but they quietly build wealth year after year.
This Diwali, take this financial lesson to "Focus on Investments that Burn Steadily, Not Just Quickly."
Despite being the festival of lights, Diwali is also the festival of colours. And what better symbol than the vibrant Rangoli at our doorsteps? It's not just random colours – it's symmetry, balance, and a well-thought-out pattern.
But have you ever wondered where this tradition began?
Legend has it that Lopamudra, the wife of Rishi Agastya, wished to assist her husband in worshipping the gods. With the blessing of the Panchatatva (sky, wind, water, earth, and fire), she received five colours: blue, green, black, red, and white. Using these along with lentil powder, she created the first dry rangoli. Even in the Ramayana, Maa Sita is said to have drawn a rangoli with rice paste to please Goddess Gauri, to be blessed with Lord Ram as her husband.
The same principle applies to investing as well.
To truly grow wealth, “You Need A Well-Planned Strategy – Not Any Random Mix”. A thoughtful, well-researched strategy has a mix of equities, debt, gold, and other investments that aligns with your goals, risk appetite, and timeline.
No Diwali preparations are complete without house cleaning, lighting the diyas, sweets, buying gold/silver/utensils, making rangoli, and firecrackers. But let the positivity of diyas and financial lessons from Diwali light up your portfolio.
Whether it's decluttering your portfolio, spreading risk with balance, investing in quality assets, or going with a well-planned strategy, let your portfolio shine with light, growth, and lasting prosperity.
Disclaimer:The information provided in this article is for educational and informational purposes only. Any financial figures, calculations, or projections shared are solely intended to illustrate concepts and should not be construed as investment advice. All scenarios mentioned are hypothetical and are used only for explanatory purposes. The content is based on information obtained from credible and publicly available sources. We do not guarantee the completeness, accuracy, or reliability of the data presented. Any references to the performance of indices, stocks, or financial products are purely illustrative and do not represent actual or future results. Actual investor experience may vary. Investors are advised to carefully read the scheme/product offering information document before making any decisions. Readers are advised to consult with a certified financial advisor before making any investment decisions. Neither the author nor the publishing entity shall be held responsible for any loss or liability arising from the use of this information.”
